Top 10 International Student Loan Companies you can Apply

What is a loan? A loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, or organizations to attend to their need for future repayment of value or principal amount. International student loan companies also might add interest or finance charges to the principal value which the borrower must repay in addition to the principal balance.

Loans come in many different forms including secured, unsecured, commercial, and personal loans.

Paying tuition and other school expenses for both undergraduate, Graduate studies are quite a demand which might be difficult for parents to afford. Student loan for international student route is the best way to achieve the dream of a student studying his/her dream course.

International student loan companies are few they can be private, legitimate lenders although many give loans to Americans.

Most lenders demand that international students apply for loans with a cosigner. click on their official website to know the best one for you.

Who is a co-signer

A co-signer takes full responsibility for paying back a loan, along with the primary borrower. a co-signer might be a family member and obligated to pay any missed payments and even the full amount of the loan if the borrower does not pay.

How to apply for international student loan companies

To apply for a graduate student loan. click on the “Apply for a loan” button on the official website you chose and a few questions will be asked to determine which graduate loan is appropriate for you. Then follow the instructions and fill out some basic information. 

list of international student loan companies

Mpower Financing

Mpower Financing is a public-benefit corporation whose mission is to reduce the financial barriers to international education. Mpower provides financial aid for international students studying in the USA and US citizens studying abroad.

Mpower Financing allows international students to borrow money to attend schools in the U.S. or Canada without needing a co-signer or collateral. the loan can be given based on the student’s potential for future income. As long as the student enrolls in a school that supports the company and is in their final two years of study, it offers fixed interest rates to all students in any field of study. Mpower offers scholarships and services for career help to students. To learn more and how to apply is one of the international student loan companies.

The earnest student loan company

The earnest student is one of the international student loan companies that offer personal, private, and refinanced student loans with low-interest rates and a longer grace period for repayment. Borrowers can also access flexible repayment options such as the ability to skip a payment select their due date or set their unique repayment timeline, down to the exact number of months. Ernest forgives loans in all cases of death. The area they offer their loan includes Graduate, studies, MBA, Medical, Law, and more.


Brazos private loan lender, a nonprofit private lender that provides student loans and refinancing to Texas residents at a competitive rate with a 25% auto-pay discount, is aware of how important education is to you and your family.

It provides undergraduate and graduate programs.

They provide the loan with no origination fees, prepayment penalties, or online application requirements, and it covers all of the costs associated with attending school, including tuition, books, and housing.

Make sure you meet the criteria and is also among the best international student loan companies.

Discover Student Loans

Discover Student Loans is a subsidiary of Discover Bank that provides loans for undergraduate and graduate education to foreign students enrolled in U.S. institutions that qualify.

While there are no fees or requirements for payments while students are still in school, the Loan’s terms and conditions do require a cosigner.

Discover loans include discounts for automatic payments, no fees, multi-year approval, and up to 100% coverage of educational costs.

Students pursuing undergraduate, graduate, MBA, law, health professions, residency, and bar exams are eligible for the loans. 

Sallie Mae

In order to pay for your higher education expenses in the US, Sallie Mae offers student loans for overseas students.

Also, it is the sole private loan currently accessible to US students studying abroad.

Personalized interest rates are not available from Sallie Mae Loan until the application is complete.

Borrowers are only permitted to pay interest within the first year following graduation.


It is a nonprofit student loan lending and refinancing organization that offers Undergraduate and graduate loans and student loan consolidation for U.S.A citizens, permanent residents, and international students with eligible co-signer available to borrowers with both fixed and variable rates.

College Ave 

College Ave is an online lender founded in 2014 that offers private student loans, parent loans, and student loan refinancing for international students pursuing undergraduate and graduate studies. To be eligible students must be enrolled in a degree program and attend classes at an eligible school. Applicant must demonstrate several years of credit history and also multiple positive accounts. College Ave does not take applications by phone, but you can call customer service for help filling out the online form.

Prodigy Finance

Prodigy Finance is a collateral-free loan that provides loans to international students to attend top schools. They believe that education is important for individuals. They provide affordable tuition fees and maintenance loans for those accepted onto selected full-time master’s courses, and undergraduate studies in the top schools.

Wells Fargo

Wells Fargo is an online lender that offers a full suite of private student loans to students attending community colleges and career schools. These loans cover the student’s needs, tuition fees, books, accommodation, and more. zero application fees and no prepayment penalty.

Ascent funding

Ascent funding student loans is an online lender that offers private loans to international students attending undergraduate and graduate programs at eligible institutions and offers three options for student loan borrowers: a traditional co-signed loan and a non-co-signed credit for both full-time and part-time students.  

Conclusion: We discussed the top international student loan companies you can apply for loans, do well to check the websites for more information and the one best for you.

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